Terms and Conditions

The following Terms and Conditions regulate the use of this website and any of its online services. Please read them carefully. Use of this website means that you agree to the terms and conditions. If you do not accept these, please refrain from accessing this website or using any of its online services. This is a legally binding agreement between you and OT Credit.

Personal Information. Personal details that you have provided us through this site may be used by OT Credit. These details may be used for fraud checking and prevention, debt collection, and decision-making processes.

By using this site, you agree to pass on to third party financial services your personal information. However, this may be done only in cases allowed by law. OT Credit will not disclose your information in any other cases other than for fraud cases or if required by law or the Government.

Also, the information that you will send to us through your application form will be used by OT Credit to contact you anytime through any means of information dissemination such as telephone, post, or any other electronic means.

Materials and Information. Matters herein included should not be regarded as offer or solicitation for purposes of buying or selling any product or service to any person in any country. Everything herein included are protected under the intellectual property laws of Singapore. Unauthorised use of materials, marks, logos, and information herein may subject the unauthorised user to fines or penalties.

Limitations of Liability. Everything that you transact through this website will be your sole responsibility. OT Credit will not be liable to you in relation to the contents, use, or other things in connection with this Web Site.

Data Privacy. OT Credit may use any personal data collected from your through this website. It may be disclosed for purposes allowed in accordance with OT Credit’s prevailing policies.

Acceptable Use. The data in this website may not be used to commit any unlawful, illegal, fraudulent, or harmful activities. Neither may they be used in any case that will damage or impair the accessibility and use of this website. You are prohibited from using this website for purposes of securing unsolicited commercial communications.

Modification. OT Credit can make any change in the terms and conditions of this website. This is without prior notice or warning to the users of this website. From time to time, check this page to make sure that you are familiar with the terms. Revised terms will apply from the date of publication of the modified version of the terms and conditions.

Assignment. OT Credit may transfer or sub-contract its rights and/or obligations under these Terms and Conditions. OT Credit is not obliged to give notice or secure the consent of its users when such rights and obligations will be assigned. On the other hand, users are not allowed to transfer or sub-contract their rights and/or obligations under these Terms and Conditions.

Jurisdiction. The Terms and Conditions herein follow the laws of Singapore. All the materials and information are directed at and restricted to individuals residing in Singapore or entities having their places of business in Singapore ONLY. OT Credit does not make any representation that the materials and information in this page is appropriate for use in other locations or jurisdictions. The laws of Singapore will govern the parties in case of conflict arises. You agree to be bound by the laws, rules, and regulations of Singapore by using this website and any of its applications.

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